UPAY Global Technology L.L.C has officially entered into a strategic Memorandum of Understanding (MoU) with Changer.ae Limited, a regulated virtual asset custodian licensed by the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM).
The partnership marks a significant milestone in UPay’s mission to bridge traditional finance and digital assets by creating secure, compliant, and seamless financial experiences for users across the UAE and beyond.
Advancing the Future of Digital Finance

As digital assets become an increasingly important part of the global financial ecosystem, the demand for secure and compliant infrastructure continues to grow.
Through this strategic collaboration, UPay will combine its blockchain technology, digital wallet solutions, and payment infrastructure with Changer’s regulated custody and settlement capabilities to explore new opportunities for fiat-to-crypto interoperability.
The initiative is expected to:
- Improve accessibility to regulated digital asset services.
- Enhance liquidity across digital payment ecosystems.
- Deliver faster and more seamless crypto-to-fiat experiences.
- Support secure digital asset transactions for both individuals and businesses.
Strengthening UPay’s Technology Ecosystem

UPay continues to invest in technologies that make digital finance more accessible, secure, and practical for users worldwide. This partnership reinforces UPay’s commitment to building scalable blockchain infrastructure that supports merchants, enterprises, financial institutions, and consumers.
Working alongside a regulated digital asset custodian such as Changer enables UPay to explore compliant financial solutions that align with evolving industry standards while supporting the growing adoption of blockchain-powered payments.
Looking Ahead
As part of the agreement, UPay and Changer will establish a joint working group to oversee technical integration, regulatory alignment, and operational collaboration.
This partnership represents another step forward in UPay’s long-term vision of building an interconnected financial ecosystem where digital assets and traditional finance work together seamlessly, securely, and efficiently.
As innovation continues across the fintech landscape, UPay remains committed to delivering next-generation payment technologies that empower users and businesses to participate confidently in the future of digital finance.
Other links:
