Romania is one of Eastern Europe’s fastest-growing crypto markets, with an estimated 5.65 million crypto users and a Bitcoin ATM network that ranks among the top 11 globally.
The best places to spend crypto in Romania include PC Garage for electronics, Kartela for mobile top-ups, Travala for hotel bookings, Hotel Popasul Regelui Transalpina for accommodation, PeFoc.ro for home heating products, and ATVROM for powersports vehicles. While direct merchant acceptance is still growing, Romania’s strong crypto infrastructure and clear tax framework make it one of the most practical countries in the EU for using digital assets in everyday life.
Source: Freepik
Key Takeaways
- PC Garage and Kartela.ro are among the businesses that accept cryptocurrency for purchases in Romania.
- Romania has a thriving Bitcoin ATM network, ranking among the top 10 globally, with machines in major cities like Bucharest, Cluj-Napoca, Timișoara, and Iași.
- Cryptocurrency income is taxed at 10%, whether from trading (capital gains) or payments for goods and services (personal income).
- Romania’s crypto regulations align with EU’s MiCA framework, ensuring legal clarity and taxation guidelines for digital asset transactions.
An Overview of Spending Crypto in Romania
Romania is steadily establishing itself in the global crypto landscape, as cryptocurrencies transition from being just investments to becoming part of everyday transactions. While adoption is still expanding and not all businesses accept digital payments, well-known merchants like Kartela and PC Garage now support cryptocurrency.
This allows customers to make purchases more easily using digital assets. Interestingly, as of February 2025, the country ranks among the top 11 globally for reported crypto ATMs, providing convenient access to cash when needed.
With an expected 5.65 million crypto users by 2025, the country’s crypto adoption is also growing rapidly, making it easier than ever to spend digital assets.
“The user penetration rate in Romania’s cryptocurrency market is forecasted to be 28.63% in 2024 and is expected to increase to 29.07% by 2025.”
Furthermore, a major step toward mainstream adoption came in 2021 when Lucian Blaga University of Sibiu became the first in Romania to allow students to pay tuition in crypto. This reflects the country’s expanding blockchain ecosystem, opening new opportunities for both individuals and businesses.
“It is a pilot project and, if it turns out to be a successful one, we will look into the possibility of offering our students the opportunity to pay tuition and administrative fees via cryptocurrency, and perhaps other digital currencies, too.”
Here’s a look at the best places to spend crypto in Romania and make the most of your digital assets.
Best Places to Spend Crypto in Romania
| S/N | Best Places to Spend Crypto in Romania | Category |
| 1 | PC Garage | Online Shopping & Electronics |
| 2 | Kartela | Mobile and Prepaid Services |
| 3 | Altex | Online Shopping & Electronics |
| 4 | Travala.com | Travel and Accomodation |
| 5 | Hotelul Popasul Regelui Transalpina | Accomodation |
| 6 | PeFoc.ro | Home Heating & Fireplaces |
| 7 | ATVROM | Powersports & Vehicles |
PC Garage
Supported Crypto: Bitcoin
PC Garage is a leading online retailer in Romania specializing in IT and communication products. Based in Bucharest, the store has a wide range of laptops, gaming computers, mobile devices, monitors, and other electronics.
You can conveniently pay with Bitcoin, making it a great option for crypto users. As one of the best places to spend crypto in Romania, PC Garage provides a seamless shopping experience for tech enthusiasts looking to use digital currencies.
Kartela
Supported Crypto: Bitcoin
Kartela makes it easy to recharge your prepaid SIM from anywhere in Romania with just an internet connection.
You can top up any network instantly and pay with Bitcoin, making it a hassle-free option for crypto users. The platform provides a quick way to keep your mobile balance topped up using digital currency.
Altex
Supported Crypto: Bitcoin, Ethereum, USDT, Binance Pay via Bitrefill
Altex is Romania’s leading retailer for electronics, home appliances, IT, and multimedia
products, offering everything from laptops and gaming consoles to perfumes and baby products at great prices.
While crypto payments aren’t accepted directly, you can buy Altex gift cards on platforms like Bitrefill using Bitcoin, Ethereum, USDT, Binance Pay, and more.
Travala
Supported Crypto: BTC, ETH, BNB, USDT, AVA, XRP, ADA, TRX, LTC, DOT, DAI, BCH, LINK, and XLM
Travala.com makes it easy to explore Romania with its extensive selection of hotels, safaris, and travel experiences.
As a leading crypto-native booking platform, it accepts over 100 cryptocurrencies, including Bitcoin, Ethereum, BNB, USDT, and more. Additionally, you can enjoy seamless bookings and even earn up to 10% back in Bitcoin.
Hotelul Popasul Regelui Transalpina
Alt text: Homepage of Hotel Popasul Regelui Transalpina
Supported Crypto: Bitcoin
Nestled in the Tău Bistra, Hotel Popasul Regelui Transalpina provides a relaxing getaway with stunning lake views. You can enjoy family-friendly accommodations, a restaurant, an on-site grocery store, and free WiFiTh
Additionally, the hotel also features a sauna, hot tub, and playground. As the first hotel in Romania to accept crypto payments in 2018, guests can pay with Bitcoin.
……and now more and more people want to be able to pay a service with Bitcoin. I was surprised by the growing number of such requests, which mainly came through our website, especially from tourists outside the country.”
Traian Cornea, manager of Popasul Regelui Hotel.
PeFoc.ro
Category: Home Heating & Fireplaces
Supported Cryptos: Bitcoin (BTC), Ethereum (ETH), MultiversX (EGLD), Tether (USDT), USD Coin (USDC), and other tokens
PeFoc.ro is a major Romanian online retailer specializing in fireplaces, stoves, grills, and other home heating solutions. The company has a modern and well-documented crypto payment option, demonstrating a strong commitment to serving customers in the Web3 space through a regulated payment provider.
At checkout, select the option “Plata online prin xMoney (crypto)”. You will be directed to the xMoney portal where you can select your preferred cryptocurrency asset, scan a QR code with your wallet, and confirm the transaction. This makes purchasing home heating equipment with cryptocurrency straightforward and secure.
ATVROM
Category: Powersports & Vehicles
Supported Cryptos: Bitcoin (BTC), MultiversX (EGLD)
ATVROM is Romania’s leading national dealer for ATVs, SSVs (side-by-side vehicles), motorcycles, and other powersports vehicles and equipment. They offer crypto payments through NETOPIA, Romania’s largest payment processor, making it a convenient option for high-value purchases.
During checkout, choose the payment method “Plata prin BTC / eGLD”. The system will redirect you to the Netopia – mobilPay gateway where you can scan a QR code to complete the payment within a 10-minute window. This is ideal for purchasing vehicles and equipment worth thousands of euros using cryptocurrency.
How to Pay With Crypto in Romania
Paying with cryptocurrency in Romania is straightforward once you know the process. Whether you are shopping online at PC Garage, booking a stay at Hotel Popasul Regelui Transalpina, or purchasing a fireplace from PeFoc.ro, the steps below apply across most crypto-accepting merchants in the country.
Step 1: Set Up a Crypto Wallet
Before you can spend crypto anywhere in Romania, you need a wallet that holds your digital assets. For mobile payments and everyday spending, software wallets like Trust Wallet, MetaMask, or the UPay app work well. If you are making high-value purchases such as property or vehicles, a hardware wallet like Ledger provides an extra layer of security. Make sure your wallet holds the specific cryptocurrency the merchant accepts, as most Romanian businesses currently support Bitcoin at a minimum, while others like PeFoc.ro and ATVROM also accept Ethereum, USDT, USDC, and MultiversX.
Step 2: Check What Crypto the Merchant Accepts
Not every crypto-friendly business in Romania accepts the same currencies. Before heading to checkout, confirm the accepted cryptocurrencies on the merchant’s website or at the point of sale. PC Garage and Kartela accept Bitcoin only. PeFoc.ro accepts Bitcoin, Ethereum, USDT, USDC, and MultiversX via xMoney. ATVROM accepts Bitcoin and MultiversX via NETOPIA. Travala accepts over 100 cryptocurrencies. Knowing this in advance prevents failed transactions and saves time.
Step 3: Select Crypto as Your Payment Method at Checkout
For online purchases, select the crypto payment option at checkout. On platforms like PeFoc.ro, this appears as “Plata online prin xMoney (crypto).” On ATVROM, select “Plata prin BTC / eGLD” at the payment stage. You will then be redirected to the payment processor’s portal, where you choose your preferred cryptocurrency and proceed to the next step.
Step 4: Scan the QR Code With Your Wallet
Once you select your cryptocurrency, the payment portal generates a unique QR code tied to that transaction. Open your crypto wallet app, tap the send or scan option, and point your camera at the QR code. Your wallet will auto-fill the recipient address and the exact amount required. Double-check the amount and wallet address before confirming, as crypto transactions cannot be reversed once sent.
Step 5: Confirm the Transaction and Wait for Verification
After scanning, confirm the payment in your wallet app. The transaction is then broadcast to the blockchain network for verification. Bitcoin transactions typically confirm within 10 to 30 minutes depending on network congestion. Stablecoin payments on networks like Ethereum or Tron tend to confirm faster. Most merchants will show a confirmation screen or send an email receipt once the payment is verified on-chain.
Step 6: Use a Crypto Card for Merchants That Do Not Accept Crypto Directly
For the majority of shops, restaurants, and services in Romania that do not yet accept crypto directly, a crypto debit card like the UPay Visa card is the most practical solution. Load the card with Bitcoin, Ethereum, USDT, or other supported assets, and the card automatically converts your crypto to Romanian leu at the point of payment. This means you can spend crypto at any Visa-accepting location in Romania without being limited to the handful of direct-acceptance merchants currently available.
Step 7: Use a Bitcoin ATM if You Need Cash
If you find yourself needing Romanian leu rather than making a card or direct crypto payment, Romania’s Bitcoin ATM network has you covered. The country ranks among the top 11 globally for Bitcoin ATMs, with machines concentrated in Bucharest, Cluj-Napoca, Timisoara, and Iasi. Use Coin ATM Radar to find the nearest machine, insert your debit or crypto wallet details, select the amount you want to withdraw, and collect your cash. Be aware that ATM fees vary by operator, so check the rate displayed on screen before confirming.
Tools For Spending Crypto in Romania
Source: Freepik
As crypto adoption grows, several tools make spending crypto in Romania easier and more convenient. From wallets to Bitcoin ATMs, here are the key tools that can help:
Crypto Debit Cards
Crypto debit cards make it possible to spend crypto anywhere traditional card payments are accepted.
The UPay Card is one of the options available in Romania, allowing users to instantly convert crypto into fiat for everyday purchases. However, if you need to withdraw, the UPay Card comes with a 2% withdrawal fee.
Crypto Wallets
To use cryptocurrency for payments, you need a secure and reliable way to store and access your digital assets. This is where platforms like Upay come in.
UPay allows users in Romania to manage their crypto holdings, send and receive payments, and even integrate with merchants that accept digital currencies.
Bitcoin ATMs
Since not all businesses accept crypto payments, Bitcoin ATMs provide an alternative for accessing cash. Romania has several crypto ATMs, with locations in Bucharest, Cluj-Napoca, Timișoara, and Iași.
These machines allow users to quickly exchange their cryptocurrency for Romanian leu (RON), providing a practical solution when direct crypto payments aren’t an option.
Crypto Gift Cards
While not all Romanian businesses accept crypto directly, online platforms like Bitrefill allow you to purchase gift cards and other products using digital currencies.
These services expand the range of spending options, making spending crypto in Romania easier.
Tips For Spending Crypto in Romania
Source: Freepik
Spending crypto in Romania is becoming easier, but understanding the regulations and best practices can help you make the most of your digital assets. Here are some key tips to keep in mind:
Leverage Crypto ATMs for Easy Access to Cash
Romania ranks among the top 11 countries globally for reported crypto ATMs, making it easy to convert digital assets into cash when needed.
As most businesses are still gradually accepting crypto directly, Bitcoin ATMs provide a convenient alternative for accessing your funds on the go. Before heading out, check for nearby crypto ATMs to withdraw funds conveniently.
Know the Legal Framework
Romania follows the EU’s MiCA regulations without introducing separate rules. Crypto transactions are governed by Article 116, paragraph (1) of Law 227/2015, which categorizes income from cryptocurrencies as an alternative source of income.
This means crypto is legal for possession, trade, and taxation purposes.
Understand the Tax Rules
In Romania, cryptocurrency is taxed in two ways. Profits from trading are classified as capital gains and taxed at 10%.
If you receive crypto as payment for goods or services, it falls under personal income and is also taxed at 10%. Being aware of these rules helps you stay compliant while spending crypto in Romania.
Stay Updated on Regulations and Adoption
The crypto landscape is still evolving, and regulations may change as more people continue to use crypto. Staying informed about new developments can help you make better decisions when spending crypto in Romania.
Challenges of Spending Crypto in Romania
Source: Freepik
While cryptocurrency adoption in Romania is growing, spending crypto still comes with some challenges. Here’s what to keep in mind:
Limited Merchant Acceptance
Although more businesses are beginning to accept crypto, it’s not yet a mainstream payment option. Finding stores or retailers that accept crypto payments can be tricky, especially for in-person transactions.
Most crypto-friendly businesses are concentrated in major cities like Bucharest, leaving fewer options in smaller towns.
Security Concerns
Using crypto for payments requires careful security measures. Wallet hacks, phishing scams, and fraudulent merchants pose risks to users. Without proper knowledge and precautions, people can face financial losses when transacting with crypto.
Dependence on Crypto ATMs
Since direct merchant acceptance is limited in Romania, many crypto users rely on Bitcoin ATMs to convert crypto into cash.
While Romania ranks among the top 11 countries for reported crypto ATMs, they are not as widespread as traditional banking services.
Additionally, ATM fees, where applicable, and fluctuating exchange rates can affect the overall cost of crypto spending in Romania.
Volatility and Price Fluctuations
Cryptocurrency prices can change rapidly, making it difficult to predict the exact value of your holdings when making purchases. This volatility can discourage businesses from accepting crypto and affect how much you ultimately spend.
Conclusion
From online shopping to in-store purchases, spending crypto in Romania is becoming more practical with the right tools. With crypto wallets like UPay, Bitcoin ATMs in Bucharest, and crypto debit cards, cryptocurrencies are steadily integrating into everyday transactions.
While merchant acceptance is still growing in Romania, some businesses are now recognizing the value of crypto payments. For those looking for the best places to spend crypto in Romania, platforms like PC Garage and Kartela.ro are great starting points.
As people continue to use crypto, more businesses will likely join the wave of accepting crypto payments.
Frequently Asked Questions(FAQs)
Where can I spend crypto in Romania?
You can spend crypto at a growing number of Romanian businesses across electronics, travel, accommodation, home products, and powersports. The best options include PC Garage for tech products, Kartela for prepaid mobile top-ups, Travala for hotel and travel bookings across Romania and globally, Hotel Popasul Regelui Transalpina for accommodation, PeFoc.ro for fireplaces and heating products via xMoney, and ATVROM for ATVs and motorcycles via NETOPIA. Bitcoin ATMs in Bucharest, Cluj-Napoca, Timisoara, and Iasi also let you convert crypto to Romanian leu when needed.
Is cryptocurrency legal in Romania?
Yes, cryptocurrency is fully legal to own, trade, and use as payment in Romania. The country follows the EU’s MiCA regulatory framework and does not impose separate national crypto legislation. Crypto transactions are governed under Article 116 of Law 227/2015, which categorizes crypto income as an alternative income source subject to a flat 10% tax rate.
How is cryptocurrency taxed in Romania?
Romania applies a flat 10% tax rate to all cryptocurrency income. Capital gains from trading are taxed at 10%, and crypto received as payment for goods or services is treated as personal income and taxed at the same 10% rate. There is no VAT applied to crypto-to-crypto exchanges. Keeping accurate transaction records is important for filing correctly, particularly for frequent traders or businesses accepting crypto payments.
Are Bitcoin ATMs available in Romania?
Yes. Romania ranks among the top 11 countries globally for Bitcoin ATMs as of early 2025. Machines are available in major cities including Bucharest, Cluj-Napoca, Timisoara, and Iasi. These ATMs allow users to buy Bitcoin with Romanian leu or convert crypto back to cash. Coin ATM Radar is the most reliable tool for finding the nearest machine to your location in Romania.
What cryptocurrencies are accepted in Romania?
The most widely accepted cryptocurrency across Romanian businesses is Bitcoin. PeFoc.ro also accepts Ethereum, USDT, USDC, and MultiversX. ATVROM accepts Bitcoin and MultiversX through NETOPIA. Travala accepts over 100 cryptocurrencies including Bitcoin, Ethereum, BNB, XRP, ADA, LTC, and more. For businesses that do not accept crypto directly, Bitrefill allows you to purchase gift cards for retailers like Altex using Bitcoin, Ethereum, USDT, and Binance Pay.
Can I use a crypto card to pay anywhere in Romania?
Yes. A crypto debit card like the UPay Visa card lets you spend cryptocurrency at any location in Romania that accepts Visa, including shops, restaurants, hotels, and online stores. The card converts your crypto to Romanian leu automatically at the point of payment, which is the most practical way to use crypto in Romania beyond the handful of direct-acceptance merchants currently available.
What is the best way to spend crypto in Romania as a tourist?
For tourists, the most flexible approach is combining a crypto debit card for general spending with direct crypto payments at the specific merchants listed in this guide. Download a Visa-compatible crypto card like UPay before arriving, and use it anywhere Visa is accepted. For larger purchases like accommodation at Hotel Popasul Regelui Transalpina or vehicle purchases at ATVROM, paying directly with Bitcoin is straightforward. Bitcoin ATMs in Bucharest and other major cities provide cash backup if needed.
What was the first hotel in Romania to accept crypto?
Hotel Popasul Regelui Transalpina, located in Tau Bistra, became the first hotel in Romania to accept Bitcoin payments in 2018. The hotel offers lake views, family-friendly accommodation, a restaurant, sauna, and hot tub. Manager Traian Cornea noted that the decision came after a growing number of booking requests from international tourists asking to pay with Bitcoin.
Does Romania have a university that accepts crypto for tuition?
Yes. Lucian Blaga University of Sibiu became the first university in Romania to allow students to pay tuition fees in cryptocurrency in 2021. The initiative was launched as a pilot project, with the university’s vice-rector for administration stating that if successful, it would be extended to cover additional fees paid in other digital currencies.
